July 25, 2026
Regulated cooperative · serving since 2059 BS
Building Prosperity Together
A community-based financial institution committed to quality cooperative services — promoting savings, facilitating affordable loans, and empowering members through transparent, sustainable financial management.
- 3,002 members
- Rs 21.54 Cr deposits
- 23 years of trust
0+
Active Members
0Cr
Total Deposits
0Cr
Loan Investment
0Cr
Total Assets
0Cr
Share Capital
As per the latest annual report (in Nepalese Rupees).
About Us
A Trusted Financial Partner in Surkhet
Pipalbot Saving and credit Cooperative ltd was established to empower local communities through cooperative financial services. Since its establishment, we have consistently focused on member satisfaction, financial inclusion, and sustainable development.
The cooperative offers a range of savings and loan products while maintaining sound financial management and good governance — operating on the cooperative principles of voluntary membership, democratic control, economic participation, autonomy, education, cooperation among cooperatives, and concern for community.
- Member-owned & democratically governed
- Registered under the Cooperative Act 2048
- Serving Birendranagar Municipality, Wards 1–16
23
Years
Trusted since 2059 BS
Founded on 3 Asadh 2059 by 27 members, Pipalbot has grown into a trusted community cooperative serving thousands across Birendranagar.
Province Best CooperativeNEFSCUN Award · 2073
Our Vision
A trusted, sustainable and member-centred cooperative delivering innovative financial services and contributing to community prosperity.
Our Mission
- Promote a savings culture
- Provide accessible, fair credit
- Improve members' living standards
- Ensure transparent governance
Core Values
- Transparency & Accountability
- Trust & Integrity
- Democratic Participation
- Sustainable Development
What We Offer
Our Services
Reliable savings, affordable credit and member-focused services designed around your financial goals.
From the Leadership
Messages from Our Leadership
Bal Bahadur Saki
Chairman
Chairman's Message
Pipalbot Saving and credit Cooperative ltd has successfully completed another productive fiscal year with the continued trust and support of our valued members. Despite economic challenges, the cooperative maintained financial stability, expanded member services, and strengthened institutional governance.
Chairman's Message
Bal Bahadur Saki
ChairmanPipalbot Saving and credit Cooperative ltd has successfully completed another productive fiscal year with the continued trust and support of our valued members. Despite economic challenges, the cooperative maintained financial stability, expanded member services, and strengthened institutional governance.
We remain committed to transparency, accountability, and sustainable growth — and sincerely thank all members, employees, regulators, and stakeholders for their continued confidence in our institution.
Ramesh Khanal
Manager
Executive Director's Message
On behalf of the management team at Pipalbot Saving and credit Cooperative ltd, I extend my sincere gratitude to our members for their continued trust. Our team remains focused on delivering efficient, member-friendly services while strengthening the cooperative's operational and…
Executive Director's Message
Ramesh Khanal
ManagerOn behalf of the management team at Pipalbot Saving and credit Cooperative ltd, I extend my sincere gratitude to our members for their continued trust. Our team remains focused on delivering efficient, member-friendly services while strengthening the cooperative's operational and financial foundation.
We are committed to innovation, sound risk management, and putting our members first in everything we do — building a stronger, more resilient institution together.
Our Strengths
Why Choose Us?
Trusted Cooperative
Transparent Governance
Member Focused
Affordable Loan Services
Competitive Savings Schemes
Experienced Management
Strong Financial Growth
Concern for Community
Our Journey
23 Years of Growing Together
From 27 members in 2059 to a trusted community cooperative serving thousands today.
-
2059
Our Beginning
27 founding members pooled 2,700 shares to establish the cooperative on 3 Asadh 2059, registered as 259(45) 058/059.
-
2073
Provincial Recognition
Honoured with the NEFSCUN Province Best Cooperative Award for service and governance.
-
2077
Leadership Excellence
Our manager recognised as Karnali Province Best Manager by NEFSCUN.
-
2078
Stronger Governance
Adopted updated Byelaws to modernise member governance and accountability.
-
2079
Responsible Lending
Introduced a formal Loan Management Procedure for transparent, member-first credit.
-
2082
Where We Are Today
23 years of service — now 3,002 members strong with Rs 21.54 Crore in member deposits.
Performance
Financial Highlights
Key indicators from the latest annual report (FY 2081/082).
| Indicator | Amount |
|---|---|
| Active Members | 3,002 |
| Total Deposits | NPR 21.54 Crore |
| Loan Investment | NPR 19.06 Crore |
| Total Assets | NPR 27.74 Crore |
| Share Capital | NPR 2.54 Crore |
Our Foundation
Cooperative Principles
We follow the internationally recognized cooperative principles.
Voluntary and Open Membership
Democratic Member Control
Member Economic Participation
Autonomy and Independence
Education, Training and Information
Cooperation among Cooperatives
Concern for Community
This Year
Annual Achievements
- Continued growth in savings mobilization
- Expanded loan investment
- Improved digital financial services
- Strengthened financial governance
- Conducted member education programs
- Maintained positive financial performance
- Enhanced institutional capacity
For Members
Member Benefits
- Secure savings
- Easy loan access
- Competitive returns
- Financial guidance
- Cooperative education
- Community participation
- Long-term financial security
Stay Informed
View All News
Latest News
Updates
Notices
Moments
Gallery
AGM Programs
Community Activities
Training Sessions
Award Ceremonies
Office Gallery
Member Events
Resources
Downloads
Reports, statements and forms for our members.
Reach Us
Contact Us
Pipalbot Saving and credit Cooperative ltdBirendranagar Municipality-4, Bhairavsthan, Surkhet, Karnali, Nepal
Office HoursSunday – Friday
Phone083-523742
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